Settlement Cost Estimator
A complete breakdown of every cost involved in buying property: stamp duty, legal fees, search certificates, registration and adjustments. No surprises.
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Property details
Tell us about the purchase
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$100k$750k$1.5M$3M
First Home Buyer
Investor
Foreign Purchaser
Has mortgage / loan
Used to estimate council rate adjustments
Total estimated cost to settle
Everything you need to budget for
$0
🎉 First Home Buyer saving
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Government charges
Stamp / Transfer duty
$0
Transfer registration fee
$0
Mortgage registration fee
$0
Foreign purchaser surcharge
$0
Government subtotal
$0
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Professional fees
Velora fee shown below is an estimate. Get a fixed-fee quote for your exact transaction.
Velora conveyancing feeIncl. GST (standard purchase)
$0
Professional subtotal
$0
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Search & certificate fees
Search subtotal
$0
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Settlement adjustments (estimated)
Council rates (pro-rata)Reimbursement to seller
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Water & sewerage rates (pro-rata)
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Strata levy adjustment
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Adjustment subtotal
Enter date above
Disclaimer: All figures are estimates based on 2025–26 schedules. Actual costs depend on individual circumstances, council area, and exact settlement date. Search fees and adjustments vary. Confirm with Velora before exchange.
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